Credit Reports

Find out if you are credit worthy

When you finally find the perfect Austin apartment or rental, you will have to fill out an application with the landlord. One of the things they will use the application for is to run a credit check on you. It might be a good idea to check your credit history before you take on the search for an apartment. The three major Credit Reporting Agencies are Equifax, Experian and TransUnion.

If you find a mistake, Small Planet Guide recommends that you start immediately trying to fix it by contacting the Credit Reporting agency(ies) that is showing the error because it will likely take awhile. In the meantime, you should type up the "story" behind the mistake and include that with your apartment application if you think the error might affect your chances. After all, the approval process is very subjective and it could help convince the landlord you are credit worthy.

See our moving checklist for other moving tips.

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